How Much More

The newbie needs help. What the heck is the difference between the following versions:

• Adobe Creative Suite Standard 1.1
  
• Adobe Creative Suite Premium 1.1
  
• Adobe Creative Suite Premium 1.1 Academic

After buying MS Office 2004 Pro this weekend, I really don't have another arm and a leg (okay, I do, but I need them to live) to buy the Adobe CS Premium edition. So my question is really whether or not I'll be fine with just the Academic version.

*SIGH. Switching to Mac is probably the most expensive thing I've ever done...I just really hope it's worth it at the end. Otherwise, you'll see me in Downtown Seattle, begging for some change with a nice looking laptop beside me.